Sunday, February 6, 2011

Project Money Diet-Update

It's kind of ironic that I'm giving an update on my finances when I've had the most expensive week in a long time. I kinda went a little crazy with the useless spending, but this is something I feel is important. In all the articles and books I've read about saving money they never mention this. This I believe is one of the downfalls.
Think of it like a diet. To be successful, you don't eliminate all desserts, salts, and fats. No, you cut back, and have dessert once a week, or have steak once a month instead of NEVER. The same principal applies here. Don't eliminate buying something for yourself, just cut back.
Example: Before I started this process Josh and I went out to eat at least 10 a month! At 20 bucks a pop it adds up quick. Today we went to breakfast. Spent 17 dollars, but it was the first time we'd gone out in two weeks. This month we've eaten out 4 times. Way better! We also our ordering smarter. We order things that I don't make often at home, and our orders tend to be cheaper. My meals are generally large enough that there's enough for two meals. I didn't finish my breakfast this morning so I get tasty hash browns, eggs with bacon tomorrow! Oh, we don't order drinks either. Everything I've read online, and experienced tells me that drinks, whether there are alcoholic or not, are one of the most profitable for a restaurant. The way we get around this....stick with water. Not exciting, but is great for you and your wallet.
Make these drinks at home! A cup of tea at home costs pennies!
Water from tap: free
Tea bag 10 cents
At Home Cost .10
Restaurant Cost 1.25 AT LEAST!!
Savings 1.15
How can you argue with that. Little changes are the way to go

As always, these are just my opinions. You can take them, adjust them, make them your owe! It's your money, but sometimes we need a little support

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